Stripe Fee Calculator
Stripe's fees vary by region and payment method. This calculator shows your net per-sale revenue after Stripe processing for the most common regions and methods. Use it to figure out your real margin before you set retail prices.
- Sale price
- $50.00
- Stripe fee
- $1.75 (3.5%)
- You receive
- $48.25
How Stripe pricing actually works
In the US, standard Stripe pricing is 2.9% + 30¢ for online card payments. International cards add 1.5%. Disputes cost $15.
In the UK and EU, EEA cards are 1.5% + 20p / 0.25€, non-EEA cards are 2.5%. Wise: significantly cheaper than US rates if your buyers are local.
Apple Pay, Google Pay, and Link don't add fees on top of card rates — they just speed up checkout.
How to lower Stripe fees
Use Stripe's standard rates rather than third-party processors that add markup (e.g., Shopify's third-party transaction fee).
For high volume, contact Stripe sales — custom rates are available above ~$80k/month.
Encourage Apple Pay / Google Pay / Link — same fee, but ~30% higher conversion than card-by-hand on mobile.
Frequently asked
Are these the same fees as instxnt?
Stripe processing rates are identical — instxnt uses Stripe Connect so the buyer pays Stripe's standard rates. On top of that, instxnt Free adds a 3% platform fee; the $19/mo Pro plan drops it to 0%.
What about subscription billing?
Stripe charges the same per-transaction rate for subscription billing. Stripe Billing has additional features at extra cost; the underlying processing fee is the same.
Do I get a discount on Stripe rates via instxnt?
No discount — Stripe processing is the same rate everywhere. instxnt does add its own platform fee (3% on Free, 0% on Pro), but the underlying Stripe processing is identical to using Stripe directly.
Skip the math, ship the storefront
Free for unlimited storefronts. Stripe-only fees on the free plan.
See pricing